:root{
  /* Cool neutral palette with emerald editorial accent */
  --bg:#f4f5f7;
  --bg-2:#e8eaef;
  --surface:#ffffff;
  --surface-2:#f8f9fb;
  --surface-3:#eef0f4;
  --ink:#0f1419;
  --ink-soft:#454a55;
  --ink-faint:#767b86;
  --line:#e2e5ea;
  --line-2:#ccd1d9;
  /* Primary action — near-black */
  --accent:#0f1419;
  --accent-2:#2a2f3a;
  --accent-soft:rgba(15,20,25,.06);
  /* Editorial highlight — deep emerald */
  --highlight:#0d6b3d;
  --highlight-2:#168a50;
  --highlight-soft:rgba(13,107,61,.08);
  --success:#0d6b3d;
  --danger:#b8493a;
  --shadow:0 18px 42px rgba(15,20,30,.07);
  --max:1240px;
  --body:'Inter',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --display:'Fraunces',Georgia,'Times New Roman',serif;
  --mono:'IBM Plex Mono',ui-monospace,monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--body);
  color:var(--ink);
  background:
    radial-gradient(circle at top left, rgba(13,107,61,.05), transparent 30%),
    linear-gradient(180deg, #f6f7f9 0%, #eff1f4 100%);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  font-size:17px;
}
a{text-decoration:none;color:inherit}
img,svg{display:block;max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 28px}
h1,h2,h3,h4{font-family:var(--display);line-height:1.08;letter-spacing:-.02em;color:var(--ink)}
h1{font-size:clamp(2.6rem,5.2vw,4.6rem);font-weight:700}
h2{font-size:clamp(1.85rem,2.8vw,2.75rem);font-weight:700}
h3{font-size:clamp(1.15rem,1.7vw,1.45rem);font-weight:700}
p{color:var(--ink-soft)}
.small{font-size:.88rem}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-family:var(--body);
  font-size:.72rem;
  text-transform:uppercase;
  letter-spacing:.22em;
  color:var(--highlight);
  font-weight:700;
}
.eyebrow::before{
  content:"";
  width:30px;
  height:1px;
  background:linear-gradient(90deg,var(--highlight),transparent);
}
.btns{display:flex;gap:14px;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  min-height:50px;padding:0 22px;border-radius:8px;font-weight:600;
  transition:.22s ease;border:1px solid transparent;font-size:.95rem;
  letter-spacing:.01em
}
.btn-primary{
  background:var(--accent);
  color:#fff;
  box-shadow:0 10px 24px rgba(15,20,25,.18)
}
.btn-primary:hover{transform:translateY(-2px);background:#000}
.btn-secondary{
  background:#fff;
  color:var(--ink);
  border-color:var(--line-2)
}
.btn-secondary:hover{border-color:var(--ink);color:var(--ink)}
.topbar{
  border-bottom:1px solid rgba(215,219,226,.9);
  background:rgba(246,247,249,.9);
  backdrop-filter:blur(12px);
  position:sticky;top:0;z-index:30
}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 28px}
.brand{display:flex;align-items:center;gap:14px}
.brand-mark{
  width:40px;height:40px;border-radius:8px;
  background:var(--ink);
  display:grid;place-items:center;color:#fff;font-weight:700;font-family:var(--display);
  font-size:1.05rem;letter-spacing:-.02em
}
.brand-word{font-family:var(--display);font-size:1.1rem;font-weight:700;letter-spacing:-.01em}
.brand-sub{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-faint);font-weight:600;margin-top:2px}
.nav{display:flex;gap:28px;color:var(--ink-soft);font-size:.92rem;font-weight:500}
.nav a:hover{color:var(--ink)}
.nav a{position:relative;padding-bottom:2px}
.nav a:hover::after{content:"";position:absolute;bottom:-2px;left:0;right:0;height:1px;background:var(--highlight)}
.hero{padding:56px 0 42px;position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.22fr .9fr;gap:34px;align-items:start}
.crumbs{display:flex;flex-wrap:wrap;gap:10px;color:var(--ink-faint);font-size:.8rem;margin-bottom:22px}
.crumbs span{opacity:.45}
.crumbs a:hover{color:var(--ink-soft)}
.hero h1{max-width:820px;margin:18px 0 22px}
.hero h1 em{font-style:italic;color:var(--highlight);font-weight:600}
.hero .lead{
  font-size:1.14rem;max-width:770px;line-height:1.72;color:#3e4250;margin-bottom:26px
}
.meta-row{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:26px}
.meta-chip{
  display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:6px;
  border:1px solid var(--line);background:rgba(255,255,255,.84);font-size:.78rem;color:var(--ink-soft);font-weight:600
}
.hero-panel{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:14px;
  box-shadow:var(--shadow);
  padding:28px;
  position:relative;
  overflow:hidden;
}
.hero-panel::before{
  content:"";
  position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--highlight) 0%, var(--highlight-2) 100%);
}
.score-top{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;position:relative;z-index:1}
.score-num{font-size:4.2rem;font-weight:700;line-height:.95;font-family:var(--display);color:var(--ink);letter-spacing:-.03em}
.score-num small{font-size:1.3rem;color:var(--ink-faint);font-weight:500}
.score-note{font-size:.82rem;color:var(--ink-soft);max-width:180px;text-align:right;line-height:1.5}
.stars{display:flex;gap:4px;margin:14px 0 20px}
.star{width:16px;height:16px;background:var(--highlight);clip-path:polygon(50% 0%, 61% 35%, 98% 35%, 68% 57%, 79% 91%, 50% 70%, 21% 91%, 32% 57%, 2% 35%, 39% 35%)}
.star.half{background:linear-gradient(90deg,var(--highlight) 50%, #d5d9df 50%);clip-path:polygon(50% 0%, 61% 35%, 98% 35%, 68% 57%, 79% 91%, 50% 70%, 21% 91%, 32% 57%, 2% 35%, 39% 35%)}
.star.empty{background:#d5d9df}
.quote{
  position:relative;z-index:1;background:var(--surface-2);border-left:3px solid var(--highlight);
  border-radius:0 8px 8px 0;padding:16px 18px;color:#2b2f3b;font-size:.95rem;line-height:1.65;margin-bottom:18px;
  font-family:var(--display);font-weight:500;font-style:italic
}
.mini-grid{display:grid;gap:12px;position:relative;z-index:1}
.mini-row{display:grid;grid-template-columns:1fr 84px 40px;gap:10px;align-items:center}
.mini-row span{font-size:.82rem;color:var(--ink-soft);font-weight:500}
.bar{height:6px;border-radius:2px;background:#e2e5ea;overflow:hidden}
.bar i{display:block;height:100%;border-radius:2px;background:var(--ink)}
.mono{font-family:var(--mono);font-size:.78rem;color:var(--ink);text-align:right;font-weight:500}
.hero-proof{margin-top:30px;display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.proof-card{
  background:rgba(255,255,255,.8);border:1px solid var(--line);border-radius:10px;padding:18px;
}
.proof-label{font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-faint);font-weight:700;margin-bottom:10px}
.proof-value{font-size:1.55rem;font-family:var(--display);font-weight:700;letter-spacing:-.02em;color:var(--ink)}
.proof-sub{font-size:.8rem;color:var(--ink-soft);margin-top:4px}
.section{padding:34px 0 74px}
.band{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:rgba(255,255,255,.5)}
.band .wrap{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:22px 28px;flex-wrap:wrap}
.band-title{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-faint);font-weight:700}
.peer-row{display:flex;gap:10px;flex-wrap:wrap}
.peer{
  padding:9px 14px;border-radius:6px;background:#fff;border:1px solid var(--line);
  font-size:.82rem;font-weight:600;color:var(--ink-soft)
}
.section-head{max-width:860px;margin-bottom:32px}
.section-head h2{margin:14px 0 14px}
.section-head p{font-size:1.05rem;line-height:1.7;color:#555966}
.verdict-block{
  display:grid;grid-template-columns:220px 1fr;gap:28px;
  padding:32px;background:var(--surface);
  border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)
}
.verdict-score{
  background:var(--surface-3);
  border:1px solid var(--line);border-radius:12px;padding:22px;
  position:relative;overflow:hidden
}
.verdict-score::before{
  content:"";position:absolute;top:0;left:0;bottom:0;width:3px;background:var(--highlight)
}
.verdict-score .big{font-size:3.6rem;font-family:var(--display);font-weight:700;line-height:1;color:var(--ink);letter-spacing:-.03em}
.verdict-score .big small{font-size:1.3rem;font-weight:500;color:var(--ink-faint)}
.verdict-score .tag{
  margin-top:14px;display:inline-flex;padding:6px 10px;border-radius:4px;
  background:var(--highlight-soft);color:var(--highlight);font-weight:700;font-size:.74rem;
  letter-spacing:.08em;text-transform:uppercase
}
.verdict-body p{font-size:1.02rem;line-height:1.8;color:#3c4050}
.verdict-body p + p{margin-top:14px}
.methodology{
  margin-top:22px;padding:16px 18px;border-radius:10px;
  background:var(--surface-2);border:1px solid var(--line);
  font-size:.87rem;line-height:1.65;color:var(--ink-soft);display:flex;gap:14px;align-items:flex-start
}
.methodology strong{color:var(--ink);display:block;margin-bottom:4px;font-weight:700;font-size:.74rem;
  letter-spacing:.16em;text-transform:uppercase}
.methodology .m-icon{
  width:32px;height:32px;border-radius:6px;background:var(--highlight-soft);color:var(--highlight);
  display:grid;place-items:center;flex-shrink:0;font-weight:700;font-family:var(--display)
}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{
  background:var(--surface);
  border:1px solid var(--line);border-radius:14px;padding:26px;transition:.22s ease;
  box-shadow:0 6px 20px rgba(15,20,30,.04)
}
.card:hover{transform:translateY(-3px);border-color:var(--line-2);box-shadow:0 12px 30px rgba(15,20,30,.07)}
.card-num{font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--highlight);font-weight:700;margin-bottom:14px}
.card h3{margin-bottom:10px}
.card p{font-size:.94rem;line-height:1.7;color:#515663}
.card .pill{
  margin-top:18px;display:inline-flex;padding:6px 10px;border-radius:4px;background:var(--surface-3);
  border:1px solid var(--line);font-size:.74rem;color:var(--ink-soft);font-family:var(--mono);font-weight:500
}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.list-card{padding:28px}
.list-card.good{border-top:3px solid var(--success)}
.list-card.bad{border-top:3px solid var(--danger)}
.list-card h3{margin-bottom:20px;display:flex;align-items:center;gap:10px}
.list-card.good h3::before{content:"+";width:24px;height:24px;border-radius:50%;background:var(--success);color:#fff;display:inline-grid;place-items:center;font-size:.9rem;font-family:var(--body);font-weight:700}
.list-card.bad h3::before{content:"−";width:24px;height:24px;border-radius:50%;background:var(--danger);color:#fff;display:inline-grid;place-items:center;font-size:.9rem;font-family:var(--body);font-weight:700}
.list{list-style:none;display:grid;gap:14px}
.list li{padding-left:22px;position:relative;color:#3c4050;line-height:1.68;font-size:.95rem}
.list li::before{
  content:"";position:absolute;left:0;top:10px;width:8px;height:8px;border-radius:50%;display:block
}
.good .list li::before{background:var(--success)}
.bad .list li::before{background:var(--danger)}
.detail-layout{display:grid;grid-template-columns:260px 1fr;gap:30px}
.toc{
  position:sticky;top:90px;background:var(--surface);border:1px solid var(--line);
  border-radius:12px;padding:20px;box-shadow:0 6px 18px rgba(15,20,30,.04)
}
.toc h4{font-size:.72rem;text-transform:uppercase;letter-spacing:.2em;color:var(--ink-faint);margin-bottom:14px;font-weight:700;font-family:var(--body)}
.toc a{display:block;padding:10px 12px;border-radius:6px;color:var(--ink-soft);font-weight:500;font-size:.9rem;border-left:2px solid transparent}
.toc a:hover,.toc a.active{background:var(--surface-3);color:var(--ink);border-left-color:var(--highlight)}
.detail-body h3{margin:0 0 16px}
.detail-body section{padding:0 0 32px;margin-bottom:32px;border-bottom:1px solid var(--line)}
.detail-body section:last-child{border-bottom:none;padding-bottom:0;margin-bottom:0}
.detail-body p{font-size:1rem;line-height:1.8;color:#3c4050}
.detail-body p + p{margin-top:12px}
.metric-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:20px 0 24px}
.metric{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:18px}
.metric .label{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-faint);font-weight:700;margin-bottom:8px}
.metric .value{font-size:1.55rem;font-family:var(--display);font-weight:700;letter-spacing:-.02em;color:var(--ink)}
.metric .sub{font-size:.8rem;color:var(--ink-soft);margin-top:4px}
.pull{
  margin:22px 0;padding:20px 24px;border-left:3px solid var(--highlight);
  background:var(--surface-2);border-radius:0 10px 10px 0;color:#252a36;font-size:1.05rem;line-height:1.7;
  font-family:var(--display);font-weight:500;font-style:italic
}
.caveat{
  margin:20px 0;padding:16px 18px;border-radius:10px;
  background:rgba(184,73,58,.05);border:1px solid rgba(184,73,58,.15);
  font-size:.92rem;line-height:1.65;color:#4a3832
}
.caveat strong{color:var(--danger);text-transform:uppercase;font-size:.7rem;letter-spacing:.16em;font-weight:700;display:block;margin-bottom:4px;font-family:var(--body)}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:var(--surface);box-shadow:var(--shadow)}
table{width:100%;border-collapse:collapse;min-width:940px}
thead th{
  background:var(--surface-3);color:var(--ink);padding:18px 16px;text-align:left;font-size:.82rem;font-weight:700;
  border-right:1px solid var(--line);vertical-align:bottom;font-family:var(--body);letter-spacing:.01em
}
thead th:first-child{background:var(--bg-2)}
thead th.featured{background:var(--ink);color:#fff;position:relative}
thead th.featured::after{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--highlight)}
tbody td{padding:15px 16px;border-top:1px solid var(--line);border-right:1px solid var(--line);color:#3c4050;font-size:.92rem;vertical-align:top}
tbody td:first-child{font-weight:700;color:var(--ink);background:var(--surface-2)}
tbody td.featured{background:var(--highlight-soft)}
.matchups{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.match{
  background:var(--surface);
  border:1px solid var(--line);border-radius:14px;padding:26px;
  box-shadow:0 6px 20px rgba(15,20,30,.04)
}
.match-top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-bottom:16px;margin-bottom:16px;border-bottom:1px solid var(--line)}
.match-top strong{font-family:var(--display);font-size:1.1rem;font-weight:700}
.match-top .vs{font-family:var(--display);font-size:.9rem;color:var(--ink-faint);font-weight:500;font-style:italic}
.match p{font-size:.94rem;line-height:1.72;color:#4c505d}
.match .outcome{margin-top:16px;padding-top:14px;border-top:1px dashed var(--line);color:var(--ink);font-size:.92rem}
.match .outcome strong{color:var(--highlight);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;display:block;margin-bottom:4px;font-family:var(--body);font-weight:700}
.dark-panel{
  background:var(--ink);
  border-radius:16px;padding:40px;
  color:#dfe2e8
}
.dark-panel .section-head h2,.dark-panel .section-head h3{color:#fff}
.dark-panel .section-head p{color:#a8acb4}
.dark-panel .eyebrow{color:var(--highlight-2)}
.dark-panel .eyebrow::before{background:linear-gradient(90deg,var(--highlight-2),transparent)}
.dark-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.dark-card{padding:24px;border-radius:10px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.04)}
.dark-card h3{margin:14px 0 10px;color:#fff}
.dark-card p{font-size:.92rem;line-height:1.7;color:#a6aab3}
.icon{
  width:40px;height:40px;border-radius:8px;display:grid;place-items:center;
  background:rgba(22,138,80,.18);
  color:var(--highlight-2);font-weight:700;font-family:var(--display);font-size:.9rem
}
.faq{max-width:920px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{
  width:100%;background:none;border:none;color:var(--ink);padding:22px 40px 22px 0;text-align:left;
  font-size:1.08rem;font-family:var(--display);font-weight:600;position:relative;cursor:pointer;letter-spacing:-.01em
}
.faq-q::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--highlight);font-family:var(--body);font-weight:400;transition:transform .2s}
.faq-item.open .faq-q::after{content:"−"}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-inner{padding:0 0 22px;color:#4a4e58;line-height:1.8}
.cta{
  background:var(--surface);
  border:1px solid var(--line);border-radius:18px;padding:40px;box-shadow:var(--shadow);
  position:relative;overflow:hidden
}
.cta::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--ink) 0%,var(--highlight) 100%)}
.cta h2{margin:12px 0 12px}
.cta p{max-width:820px;font-size:1.04rem;line-height:1.8;color:#3c4050}
.disclosure{
  margin-top:26px;padding:18px 20px;border-radius:10px;border:1px solid var(--line);
  background:var(--surface-2);font-size:.85rem;line-height:1.7;color:var(--ink-soft)
}
.disclosure strong{color:var(--ink);font-weight:700}
.affiliate-note{
  margin-top:10px;font-size:.78rem;color:var(--ink-faint);line-height:1.6
}
footer{padding:34px 0 28px;border-top:1px solid var(--line);margin-top:32px;background:var(--surface-2)}
footer .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.footer-brand{display:flex;align-items:center;gap:14px}
.footer-copy{font-size:.82rem;color:var(--ink-faint);text-align:right;line-height:1.6}
@media (max-width:1060px){
  .hero-grid,.verdict-block,.detail-layout{grid-template-columns:1fr}
  .toc{position:static}
  .hero-proof,.grid-3,.dark-grid,.metric-row,.cols,.matchups{grid-template-columns:1fr 1fr}
  .nav{display:none}
  footer .wrap{flex-direction:column;align-items:flex-start}
  .footer-copy{text-align:left}
}
@media (max-width:700px){
  body{font-size:16px}
  .wrap{padding:0 18px}
  .section{padding:28px 0 58px}
  .hero{padding:34px 0 28px}
  .hero-proof,.grid-3,.dark-grid,.metric-row,.cols,.matchups{grid-template-columns:1fr}
  .topbar .wrap{padding:14px 18px}
  .btn{width:100%}
  .dark-panel{padding:28px}
  .cta{padding:28px}
}
/* ===== Key facts grid ===== */
.facts-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.fact{
  background:var(--surface);border:1px solid var(--line);border-radius:10px;
  padding:18px 18px 16px;transition:.2s ease
}
.fact:hover{border-color:var(--line-2)}
.fact-k{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-faint);font-weight:700;margin-bottom:8px}
.fact-v{font-size:1.02rem;font-weight:600;color:var(--ink);line-height:1.4;font-family:var(--display)}
.fact-flag{
  display:inline-block;font-family:var(--body);font-size:.64rem;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;color:var(--danger);
  background:rgba(184,73,58,.08);border-radius:4px;padding:3px 7px;margin-top:6px;vertical-align:middle
}
@media (max-width:1060px){.facts-grid{grid-template-columns:1fr 1fr}}
@media (max-width:700px){.facts-grid{grid-template-columns:1fr 1fr;gap:10px}.fact-v{font-size:.94rem}}

/* ===== Trading cost calculator ===== */
.calc{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:16px;
  box-shadow:var(--shadow);
  padding:30px;
}
.calc-inputs{
  display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:26px;
  padding-bottom:26px;border-bottom:1px solid var(--line)
}
.calc-field{display:flex;flex-direction:column;gap:8px}
.calc-field label{
  font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--ink-faint);font-weight:700
}
.calc-control{
  width:100%;padding:12px 14px;border-radius:8px;border:1px solid var(--line-2);
  background:var(--surface-2);color:var(--ink);font-family:var(--body);
  font-size:.98rem;font-weight:500;transition:.18s ease;appearance:none
}
.calc-control:focus{
  outline:none;border-color:var(--highlight);
  box-shadow:0 0 0 3px var(--highlight-soft);background:#fff
}
select.calc-control{
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23767b86' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;cursor:pointer
}
.calc-hint{font-size:.76rem;color:var(--ink-faint);line-height:1.5}
.calc-results{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:22px}
.calc-card{
  background:var(--surface-2);border:1px solid var(--line);border-radius:12px;
  padding:24px;position:relative;transition:.22s ease;overflow:hidden
}
.calc-card::before{
  content:"";position:absolute;top:0;left:0;right:0;height:3px;
  background:var(--line-2);transition:.22s ease
}
.calc-card.is-winner{border-color:var(--highlight);box-shadow:0 10px 30px var(--highlight-soft)}
.calc-card.is-winner::before{background:linear-gradient(90deg,var(--highlight),var(--highlight-2))}
.calc-card-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:16px}
.calc-tier{font-family:var(--display);font-size:1.1rem;font-weight:700;color:var(--ink)}
.calc-badge{
  font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;
  color:#fff;background:var(--highlight);padding:5px 9px;border-radius:4px
}
.calc-big{
  font-family:var(--display);font-size:2.6rem;font-weight:700;letter-spacing:-.03em;
  color:var(--ink);line-height:1
}
.calc-card-sub{font-size:.82rem;color:var(--ink-faint);margin-top:6px;margin-bottom:18px}
.calc-breakdown{display:grid;gap:10px;padding-top:16px;border-top:1px dashed var(--line-2)}
.calc-line{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:.9rem;color:var(--ink-soft)}
.calc-line .mono{color:var(--ink);font-weight:600}
.calc-note{margin-top:16px;font-size:.82rem;line-height:1.55;color:var(--ink-faint)}
.calc-verdict{
  background:var(--accent-soft);border:1px solid var(--line);border-radius:10px;
  padding:16px 20px;font-family:var(--display);font-size:1.05rem;font-weight:600;
  color:var(--ink);line-height:1.5;text-align:center
}
.calc-verdict strong{color:var(--highlight)}
.calc-disclaimer{margin-top:16px;font-size:.76rem;line-height:1.6;color:var(--ink-faint)}
@media (max-width:1060px){
  .calc-inputs{grid-template-columns:1fr 1fr}
}
@media (max-width:700px){
  .calc{padding:22px}
  .calc-inputs{grid-template-columns:1fr;gap:16px;margin-bottom:22px;padding-bottom:22px}
  .calc-results{grid-template-columns:1fr}
  .calc-big{font-size:2.2rem}
}
/* ===== Account tiers ===== */
.tiers{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.tier{
  background:var(--surface);border:1px solid var(--line);border-radius:16px;
  padding:30px;box-shadow:0 6px 20px rgba(15,20,30,.04);position:relative;transition:.22s ease
}
.tier:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(15,20,30,.07)}
.tier-featured{border-color:var(--highlight);box-shadow:0 12px 34px var(--highlight-soft)}
.tier-flag{
  position:absolute;top:-11px;left:30px;background:var(--highlight);color:#fff;
  font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;
  padding:5px 11px;border-radius:5px
}
.tier-head{display:flex;align-items:flex-end;justify-content:space-between;gap:14px;padding-bottom:20px;margin-bottom:20px;border-bottom:1px solid var(--line)}
.tier-head h3{font-size:1.5rem}
.tier-price{font-family:var(--display);font-size:1.9rem;font-weight:700;letter-spacing:-.02em;color:var(--ink);line-height:1;text-align:right}
.tier-price span{display:block;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-faint);margin-top:6px;font-family:var(--body)}
.tier-list{list-style:none;display:grid;gap:0}
.tier-list li{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px dashed var(--line)}
.tier-list li:last-child{border-bottom:none}
.tier-list span{font-size:.88rem;color:var(--ink-faint)}
.tier-list strong{font-size:.92rem;color:var(--ink);font-weight:600;text-align:right}
.tier-note{margin-top:18px;font-size:.9rem;line-height:1.65;color:var(--ink-soft)}

/* ===== Steps ===== */
.steps{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.step{
  display:flex;gap:18px;background:var(--surface);border:1px solid var(--line);
  border-radius:14px;padding:24px;box-shadow:0 6px 20px rgba(15,20,30,.04)
}
.step-n{
  flex-shrink:0;width:42px;height:42px;border-radius:10px;
  background:var(--ink);color:#fff;display:grid;place-items:center;
  font-family:var(--display);font-weight:700;font-size:1.25rem
}
.step-body h3{font-size:1.15rem;margin-bottom:8px}
.step-body p{font-size:.92rem;line-height:1.7;color:var(--ink-soft)}
@media (max-width:700px){
  .tiers{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .tier{padding:24px}
}
/* ===== Sub-page additions ===== */
.subnav{border-bottom:1px solid var(--line);background:var(--surface)}
.subnav .wrap{display:flex;gap:6px;flex-wrap:wrap;padding-top:12px;padding-bottom:12px}
.subnav a{
  font-size:.86rem;font-weight:600;color:var(--ink-soft);text-decoration:none;
  padding:7px 14px;border-radius:7px;transition:.16s ease;white-space:nowrap
}
.subnav a:hover{background:var(--surface-2);color:var(--ink)}
.subnav a.current{background:var(--ink);color:#fff}

.page-hero{padding:48px 0 8px}
.page-hero .crumbs{margin-bottom:18px}
.page-hero h1{font-size:clamp(2rem,4.4vw,3.2rem);line-height:1.05;letter-spacing:-.02em;margin-bottom:18px}
.page-hero .lead{font-size:clamp(1.05rem,1.6vw,1.2rem);color:var(--ink-soft);line-height:1.7;max-width:760px}

.prose{max-width:780px}
.prose h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:42px 0 16px;letter-spacing:-.01em}
.prose h3{font-size:1.25rem;margin:30px 0 12px}
.prose p{font-size:1.02rem;line-height:1.8;color:var(--ink-soft);margin-bottom:18px}
.prose ul{margin:0 0 20px 0;padding-left:0;list-style:none}
.prose ul li{position:relative;padding-left:28px;margin-bottom:12px;line-height:1.7;color:var(--ink-soft)}
.prose ul li::before{content:"";position:absolute;left:6px;top:11px;width:7px;height:7px;border-radius:2px;background:var(--highlight)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--highlight);text-decoration:underline;text-underline-offset:2px}

.callout{
  background:var(--accent-soft);border:1px solid var(--line);border-left:3px solid var(--highlight);
  border-radius:10px;padding:20px 24px;margin:28px 0
}
.callout strong{display:block;font-family:var(--display);font-size:1.05rem;color:var(--ink);margin-bottom:8px}
.callout p{margin:0;font-size:.96rem;line-height:1.7;color:var(--ink-soft)}

.related{border-top:1px solid var(--line);margin-top:8px}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.related-card{
  display:block;text-decoration:none;background:var(--surface);border:1px solid var(--line);
  border-radius:12px;padding:22px;transition:.2s ease
}
.related-card:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(15,20,30,.07);border-color:var(--line-2)}
.related-card .rc-k{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--highlight);font-weight:700;margin-bottom:10px}
.related-card h3{font-size:1.12rem;margin-bottom:8px;color:var(--ink)}
.related-card p{font-size:.9rem;line-height:1.6;color:var(--ink-faint);margin:0}

.footer-links{display:flex;gap:22px;flex-wrap:wrap;margin-top:18px}
.footer-links a{color:var(--ink-soft);text-decoration:none;font-size:.9rem;font-weight:500}
.footer-links a:hover{color:var(--ink);text-decoration:underline}

.verdict-line{
  display:flex;align-items:center;gap:20px;background:var(--surface);border:1px solid var(--line);
  border-radius:14px;padding:24px 28px;margin:30px 0;box-shadow:0 6px 20px rgba(15,20,30,.04)
}
.verdict-line .vscore{font-family:var(--display);font-weight:700;font-size:2.4rem;letter-spacing:-.02em;color:var(--ink);line-height:1;flex-shrink:0}
.verdict-line .vscore small{font-size:1rem;color:var(--ink-faint)}
.verdict-line p{margin:0;font-size:.98rem;line-height:1.6;color:var(--ink-soft)}

@media (max-width:760px){
  .related-grid{grid-template-columns:1fr}
}